At mbanc, our first priority is providing funding options that meet our customers’ diverse needs. In reaching that goal, it is important that our customers understand the loan process and how they can play an active role in choosing the most appropriate funding.
Guiding the path to Homeownership
Here, we provide tools designed to help our borrowers learn the language of lending and navigate through the process of obtaining a loan. These resources will guide customers through the basics of obtaining a loan:
The list of Frequently Asked Questions (FAQs) reflects the information our customers most commonly seek out when they first become involved in the loan process.
Can’t find the answer to your particular question in the FAQ section? Try our Ask a Loan Advisor. Unsure of your first step in qualifying for a loan, when to refinance, or whether an equity line is a good idea for you? Email your specific mortgage questions to the Loan Advisor.
Having difficulty decoding the language in your loan documents? Scan the Glossary for easy-to-understand definitions.
The link to Required Documents provides a list of the paperwork you’ll need to complete the loan process. Additional documentation may be required.
MBANC, A MORTGAGE LENDER. MORTGAGE BANK OF CALIFORNIA DBA MBANC. NMLS ID # 38232. ALABAMA CONSUMER CREDIT LICENSE - LICENSE # 22577. ARIZONA MORTGAGE BANKER LICENSE - LICENSE # 0943170. CALIFORNIA - DBO FINANCE LENDERS LAW LICENSE - LICENSE # 60DBO45280. CALIFORNIA - DRE REAL ESTATE CORPORATION LICENSE ENDORSEMENT - LICENSE # 01521655. COLORADO MORTGAGE COMPANY REGISTRATION - REGULATED BY THE DIVISION OF REAL ESTATE. CONNECTICUT MORTGAGE LENDER LICENSE - LICENSE # ML-38232. DISTRICT OF COLUMBIA MORTGAGE DUAL AUTHORITY LICENSE - LICENSE # MLB38232. FLORIDA MORTGAGE LENDER LICENSE - LICENSE # MLD1287. GEORGIA MORTGAGE LENDER LICENSE/REGISTRATION - LICENSE # 48090 (DBA MBOC HOME LOANS). MARYLAND MORTGAGE LENDER LICENSE - LICENSE # 21870. NEVADA MORTGAGE BROKER LICENSE - LICENSE # 4646. NEW JERSEY RESIDENTIAL MORTGAGE LENDER LICENSE - REGULATED BY THE DEPARTMENT OF BANKING & INSURANCE. OHIO RESIDENTIAL MORTGAGE LENDING ACT CERTIFICATE OF REGISTRATION - LICENSE # RM.804374.000. TEXAS - SML MORTGAGE BANKER REGISTRATION - REGULATED BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. UTAH MORTGAGE ENTITY LICENSE - LICENSE # 10877496, 10826912, 10827018.
Neither mbanc nor Mortgage Bank of California is a chartered bank or trust company, or depository institution. They are not authorized to accept deposits or trust accounts and are not licensed or regulated by any state or federal banking authority.
MBANC is wired for fast interoffice communication. Our in-house financial professionals and a staff of full-time technical experts keep MBANC on the cutting edge while preserving client privacy.